Roth conversion - what you need to know. In 2010 the $100,000 income threshold for ROTH conversions goes bye bye, and the rules surrounding Roth IRAs are complicated, with serious tax and income implications for the unprepared. First, have you ever wondered why Congress created this random rule allowing high-income people to convert to a Roth beginning... [Read more of this review]
Do You Have Money Problems? Here Are Some Simple Solutions That Can HelpMoney, Money, Money! Money doesn't buy you happiness, but it sure makes life easier! It seems that money makes the world go round and you need it, to live! Read More →
Looking Good Doesn’t Cost That MuchHave you ever been told how great you look and you have not done anything special and yet other times you have spent a lot of money and nobody really notices, except your bank balance. It's the old story on spending money on looks, looking good starts with the attitude and a fool and his money is easily parted. Read More →
Getting Rid of a Negative Chexsystems RecordMistakes happen, and many times financial mistakes can be very painful. The reason is that their effects tend to last long after you've made them. If for whatever reason you're in Chexsystems and can't open a checking account, there are ways to solve the problem. Read More →
What’s Your New Year’s Resolution? Have You Tried Changing Your Financial Situation?Christmas and New Year is always bright and happy, year on year. However is there a dark cloud that is threatening to cast a huge shadow in your life? Take a look at your credit card statement. Does it tell you something that is not comforting? There is no reading between the lines. You are down in debt and there is no denying the fact. Read More →
How Are Your Personal Finances These Days? Consider a More Effective Way to Deal With ThemMost people would agree "Life is money". It is a common denominator to most things in life. Your day and night toil and the five day grind in the week finally results into your paycheck. So it is needless to say that you should manage your finances well. Every penny saved is as good as additional penny earned. Read More →
American Government Grants – Do You Know How to Find a Grant?Have you seen how much stimulus money is being pumped into the economy right now? Everyday there is something new. And the American government grants being listed seem to have increased greatly in number. But how does anyone every get some of this free money from the government? Read More →
Learn How to Raise Funds Trading Old Gold For CashIn today's tough economy, many people look for ways to earn extra income. One way to do this is by selling their gold. Currently, gold holds the highest value it has in several years, which for the average person looking to earn extra income, translates into a lucrative opportunity. Read More →
Need More Time to Pay a Bill?Sometimes life just doesn't go the way you expect and you find yourself in the very uncomfortable position of not being able to meet a financial obligation. Lots of people hide their head in the sand, ignoring the problem until it comes back with a vengeance. Not the way to solve this type of problem. Read More →
New Year’s Party on a Shoe String BudgetYou are planning the New Year's party to welcome in 2010 but you only have a shoe string budget so you will have to do the planning of the party very carefully to pull it off, so you go to work making the plans and the first thing to do is invite people with an RSVP invitation. You pick a design that you want all of the accessories to have it on, like... [Read more of this review]
Managing Joint FinancesThere is great variation in how people approach money management, especially in terms of the way money is managed in a relationship. The start of a relationship can mean a degree of loss of financial independence that is difficult for some people to adjust to. Read More →
Is Your Financial Plan a Bucket With Holes?So imagine you want to build up some wealth over you lifetime (I think most of us do). The bucket represents your plan to achieve that goal. The water represents your pool of money. Read More →
If You Have a Credit Card, Things Can Only Get Better in 2010So many people get in serious trouble with credit cards that one wonders whether they should just be outlawed. College students are bombarded with pie-in-the-sky offers and end up having to drop out of school in order to keep up with the debt. This is a time when young people should be working on their futures instead of tying themselves up in obligations... [Read more of this review]
Savings and Stock Investments in 2010Many families have been forced to give up putting anything aside in savings as the recession has raged and has forced them to focus on survival. The good news: all signs point to recovery in 2010, and the wise family will begin again to think about putting some of its income away for a rainy day. Read More →
Frugal Living Benefits & InspirationFrugal living is not about being a cheapskate, tightwad, penny pincher, or any other negative term that you might have heard. It's about being intelligent in all of your financial dealings. Here are the motivations behind being frugal. Read More →
Practical Guide to Christian Financial Freedom"Practical Guide To Christian Financial Freedom" Covers everything you need to know about God's step-by-step plan for you to become totally debt free including your mortgage. It teaches you how to renew your mind to see money and tithing from god's viewpoint. The goal of this course is to teach you the truth about finances, to show you god's desire... [Read more of this review]
Does a Direct Deposit Automatically Clear in the Bank?If you are like millions of Americans today, your weekly, bi-weekly or monthly paycheck from your employer gets direct-deposited into your checking account each month. If your regular direct deposit payment is taking a long time to clear, read on. Read More →
Using Logic and Intuition in Making Important Financial DecisionsIt's important to use not only logic in making financial choices, but also your intuition. This article shows the advantages of utilising both your logical skills and your intuition when dealing with your finances. Read More →
3 Ancient Money Secrets the Rich Don’t Want You to Know3 Secrets that have generated untold amount of Wealth for thousands of years, for the Rich and kept hidden for the rest of us. This is a simple but effective guide for the rest of us to navigate through the difficult world of investments and wealth creation. More and more investments opportunities are available to the common man and this is a powerful... [Read more of this review]
Contracts and Agreements – How to Protect Your FinancesWhen you are dealing with monies, even if you are in a deep relationship, with a family member, a friend or your spouse and you trust the other person deeply, and you have had a lot of experience over the years and you think to yourself that you don't need a written agreement - think again. You can never tell if or when the other person is going to... [Read more of this review]